An Individual Valuer or Valuator refers to a qualified valuation professional who, by education, training, and experience, is qualified to undertake an appraisal or valuation of a business, business ownership interest, security or intangible assets. Qualified valuer or valuators have credentials such as the Certified Valuation Analyst (CVA) credential and are guided by standards. Typically, valuers apply three methods from the market approach, asset approach and income approach to business valuation. To arrive at the conclusion of value from the multiple results, the business value or valuator rely on the result from the method most appropriate for the business or interest being valued and justify the choice of the method. Some valuators prefer averaging of multiple valuation methods (average of results from two or three methods) to arrive at the conclusion of value. The use of weighted averages in drawing valuation conclusions, should, as much as possible, be avoided by business valuers or valuators because it can be misleading as it is the belief that an average of two or three diverging results can undermine the true value of the business or interest being valued. A valuer or valuator may be referred to as “Appraiser” or “Business Valuer” or “Business Valuator” across different jurisdictions.